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liberal N proud

(60,336 posts)
Mon Jan 30, 2023, 06:01 PM Jan 2023

Major insurers plan to drop two car models' coverage

Last edited Mon Jan 30, 2023, 08:12 PM - Edit history (1)

At least two major automotive insurers are refusing to protect certain Kia and Hyundai models because they lack anti-theft common in today’s cars, according to reports.
Both State Farm and Progressive confirmed with CNN that they no longer write policies for some Kia and Hyundai models manufactured between 2015-2019.


https://www.wptv.com/news/region-c-palm-beach-county/west-palm-beach/major-car-insurers-plan-to-drop-coverage-for-some-kia-hyundai-models-due-to-rise-in-theft?_amp=true


Changed link because I failed to see the FOX link.
I pulled it from a news ap on my iPhone. My bad

13 replies = new reply since forum marked as read
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Major insurers plan to drop two car models' coverage (Original Post) liberal N proud Jan 2023 OP
I was thinking Tesla's for spontaneous combustion and driving themselves doc03 Jan 2023 #1
The frequency of fires in a Tesla is about an order of magnitude below fires in gasoline cars Shermann Jan 2023 #2
Thank you! Happy Hoosier Jan 2023 #4
Still, Elessar Zappa Jan 2023 #5
There are other EVs besides Tesla Miguelito Loveless Jan 2023 #11
That's cool...if you like one, buy one! Shermann Jan 2023 #12
Actually, Miguelito Loveless Jan 2023 #13
Fighting the fud is endless. Ice cars burn 11 times more than Teslas BSdetect Jan 2023 #10
Increase Rates NowISeetheLight Jan 2023 #3
BTW, that link takes you to Fox. Initech Jan 2023 #6
Done liberal N proud Jan 2023 #7
Yeah those links can definitely be deceptive. Initech Jan 2023 #9
In order to design a lower cost product, does it ever occur to manufacturers to.... KY_EnviroGuy Jan 2023 #8

Shermann

(7,423 posts)
2. The frequency of fires in a Tesla is about an order of magnitude below fires in gasoline cars
Mon Jan 30, 2023, 07:30 PM
Jan 2023

Don't do Big Oil's dirty work for them.

https://www.carsmetric.com/tesla-car-fire-death-tracker/

Shermann

(7,423 posts)
12. That's cool...if you like one, buy one!
Mon Jan 30, 2023, 08:45 PM
Jan 2023

What's not cool is sabotaging a non-expendable EV company. Tesla's diverse product line, supercharger network, engineering and manufacturing capabilities, and momentum is non-expendable to the clean energy movement. This is true even if their CEO (one employee out of 100,000) is perceived as being a doody-head.

Miguelito Loveless

(4,465 posts)
13. Actually,
Tue Jan 31, 2023, 10:57 AM
Jan 2023

I own a Tesla, bought before Musk went down the Rightwing rabbit hole. In the future, I won't be giving him any money. I agree with you (and disagree with a number of folk here) that the car is "dangerous" and prone to catch fire.

NowISeetheLight

(3,943 posts)
3. Increase Rates
Mon Jan 30, 2023, 07:39 PM
Jan 2023

When I drove a Jaguar I paid more than with my Focus. Repair costs were higher and it factored in. Insurers use all kinds of metrics to set rates. I can totally see them increasing rates to cover theft risk on these models. Totally ending coverage is a bit off though. I wonder if Geico and some of the other big companies are going to follow suit.

Initech

(100,081 posts)
9. Yeah those links can definitely be deceptive.
Mon Jan 30, 2023, 08:38 PM
Jan 2023

I told MSN I didn't want to see any links from Fox or the Daily Caller.

KY_EnviroGuy

(14,492 posts)
8. In order to design a lower cost product, does it ever occur to manufacturers to....
Mon Jan 30, 2023, 08:16 PM
Jan 2023

make quality back-to-basics repairable models without bells and whistles? I suspect the resulting sales might surprise them.

Every damn thing nowadays has to have a computer inside to tell you everything common sense would say. But in low-cost versions, they use cheap, unreliable parts so it has many of the shiny object features of high-end models. The failure of a five-cent electronic component can result the entire product being trashed.

Color me old-fashioned, but why can't we buy cars with simple mechanical windows and door locks and basic engine and environmental controls? And, why can't we buy a quality basic reliable washing machine or refrigerator with old-fashioned timers?

The answer is that electronics allows them to load a product up with fancy features at low cost while at the same time making everything unrepairable at reasonable cost without calling in a service tech or just throwing the product in the trash.

KY rant done.......

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