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Sun Sep 1, 2013, 06:41 PM

 

Today is perhaps the best day of my life as an American.

Today I became eligible for Medicare.

72 replies, 6678 views

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Reply Today is perhaps the best day of my life as an American. (Original post)
Scuba Sep 2013 OP
Warpy Sep 2013 #1
malaise Sep 2013 #2
Scuba Sep 2013 #6
malaise Sep 2013 #13
Peacetrain Sep 2013 #18
customerserviceguy Sep 2013 #25
hfojvt Sep 2013 #49
CaliforniaPeggy Sep 2013 #3
Cleita Sep 2013 #4
RebelOne Sep 2013 #32
riverbendviewgal Sep 2013 #5
brer cat Sep 2013 #7
jimlup Sep 2013 #8
Scuba Sep 2013 #9
ananda Sep 2013 #10
Billy Love Sep 2013 #11
riversedge Sep 2013 #12
Curmudgeoness Sep 2013 #14
barbtries Sep 2013 #16
Curmudgeoness Sep 2013 #19
busterbrown Sep 2013 #52
Curmudgeoness Sep 2013 #54
busterbrown Sep 2013 #65
Curmudgeoness Sep 2013 #70
DebJ Sep 2013 #53
Curmudgeoness Sep 2013 #57
Enthusiast Sep 2013 #58
Curmudgeoness Sep 2013 #59
barbtries Sep 2013 #15
Scuba Sep 2013 #17
Raven Sep 2013 #20
Half-Century Man Sep 2013 #35
dem in texas Sep 2013 #66
Half-Century Man Sep 2013 #72
Demeter Sep 2013 #21
ctsnowman Sep 2013 #37
totodeinhere Sep 2013 #22
randome Sep 2013 #46
skydive forever Sep 2013 #23
mysuzuki2 Sep 2013 #24
Loudly Sep 2013 #26
liberal N proud Sep 2013 #27
angstlessk Sep 2013 #28
gopiscrap Sep 2013 #29
ashling Sep 2013 #30
Theyletmeeatcake2 Sep 2013 #31
fadedrose Sep 2013 #33
Dustlawyer Sep 2013 #34
Scuba Sep 2013 #36
Dustlawyer Sep 2013 #51
valerief Sep 2013 #38
Scuba Sep 2013 #40
valerief Sep 2013 #44
Le Taz Hot Sep 2013 #39
Stinky The Clown Sep 2013 #41
Bette Noir Sep 2013 #42
Scuba Sep 2013 #45
lillypaddle Sep 2013 #43
Ichingcarpenter Sep 2013 #47
handmade34 Sep 2013 #48
RiffRandell Sep 2013 #50
kestrel91316 Sep 2013 #55
BlueMTexpat Sep 2013 #56
rhett o rick Sep 2013 #60
roguevalley Sep 2013 #61
mountain grammy Sep 2013 #62
Scuba Sep 2013 #63
Liberal_in_LA Sep 2013 #64
secondwind Sep 2013 #67
KansDem Sep 2013 #68
Granny M Sep 2013 #69
drynberg Sep 2013 #71

Response to Scuba (Original post)

Sun Sep 1, 2013, 06:42 PM

1. I finally got it

but since I lost insurance in 1987, I honestly don't know what to do with it.

Well, except stop living in constant fear.

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Response to Scuba (Original post)

Sun Sep 1, 2013, 06:44 PM

2. Happy Birthday Scuba


One of sisters got hers in July. We did laugh.

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Response to malaise (Reply #2)

Sun Sep 1, 2013, 06:50 PM

6. Thanks malaise, but it's not my birthday. One becomes eligible on the first of the month ....

 

... during which they turn 65. So I don't have to wait a couple more weeks.

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Response to Scuba (Reply #6)

Sun Sep 1, 2013, 07:18 PM

13. LOL

We'll start the celebrations

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Response to Scuba (Reply #6)

Sun Sep 1, 2013, 08:37 PM

18. Happy Happy almost birthday kiddo!!

That is great medicare assured.. I'll drink to that

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Response to Scuba (Reply #6)

Sun Sep 1, 2013, 09:33 PM

25. Doesn't matter, I'll toast you anyway!

Dug out a nice bottle of Oregon Pinot Noir from my cellar, a friend over there owns a vineyard, and I buy a good deal of stuff from him.

Salute!

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Response to Scuba (Reply #6)

Mon Sep 2, 2013, 11:28 AM

49. well that sure is handy for those of us

born on the 28th, or like my BiL on the 31st.

Not as cool for those born on the 4th.

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Response to Scuba (Original post)

Sun Sep 1, 2013, 06:45 PM

3. Enjoy!

I have been very happy, having it.

Luckily, all my doctors are comfortable with it as well.

Congrats on living long enough!

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Response to Scuba (Original post)

Sun Sep 1, 2013, 06:45 PM

4. Been on it for eight years now.

I wish every one could have it or at least be able to buy into it with the exchanges, but I guess the public option was taken off the table if it even were ever seriously on the table.

Happy birthday!

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Response to Cleita (Reply #4)

Mon Sep 2, 2013, 09:13 AM

32. Been on it for 9 years. n/t

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Response to Scuba (Original post)

Sun Sep 1, 2013, 06:48 PM

5. great ...I am sure you can feel good.

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Response to Scuba (Original post)

Sun Sep 1, 2013, 06:50 PM

7. Happy Birthday, Scuba!

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Response to Scuba (Original post)

Sun Sep 1, 2013, 06:52 PM

8. congrats scuba

Wish we had "Medicare for all" which might begin to be the step we need to take towards a solution that most of the rest of modern the world has long since figured out.

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Response to jimlup (Reply #8)

Sun Sep 1, 2013, 06:53 PM

9. +1,000

 

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Response to Scuba (Original post)

Sun Sep 1, 2013, 07:00 PM

10. I join that club in October.

I got my card a month or so and now I'm just waiting
for the Advantage Plan to kick in with it.

My monthly premium is down $100 so I really can't
complain, especially with rising rents.

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Response to Scuba (Original post)

Sun Sep 1, 2013, 07:03 PM

11. Happy birthday, Scuba.

 

Now you just have to wait till next year to get your Social Security, grandpa!

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Response to Scuba (Original post)

Sun Sep 1, 2013, 07:16 PM

12. Good for you.

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Response to Scuba (Original post)

Sun Sep 1, 2013, 07:39 PM

14. I have exactly five years from today to wait.

Well, that is unless they fuck around with it and change the goalpost on me.

I see it as a freedom that I have never had in my life. Right now, I would stop working----or at least stop working where I work, except for the health insurance issue. I could probably retire soon, but I cannot afford health insurance premiums until I get to Medicare eligibility. This is going to be a long five years.

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Response to Curmudgeoness (Reply #14)

Sun Sep 1, 2013, 07:45 PM

16. happy birthday curmudgeoness!

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Response to barbtries (Reply #16)

Sun Sep 1, 2013, 08:40 PM

19. Thanks, barbtries.

but it is a few weeks before my birthday. For Medicare purposes, you start to get the benefit on the first day of the month in which you turn 65. My birthday month is September, so the 1st of September is when I will have coverage. This is good to know when you are counting the days.

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Response to Curmudgeoness (Reply #14)

Mon Sep 2, 2013, 12:42 PM

52. Those five years really suck. What state are you in?

I took SS early to help with situation.Work Income stop for me at 63 so for two years I paid with a huge deductible for $400 a month.. Never used it thank God.. On the other hand my girl friend of 24 years had a knee operation costing us $7000. Higher deductibles are a gamble, but between the both of us we would have been paying $1700 a month.. Separate policies! Just Horrible..

Today however, for her she has found a program called Healthy Way L.A. ( Medicaid Money) which is absolutely free. Based on income only $19,000 threshold, (she has S.S. only) she can use any County facility for no cost.
Will save close to $20 grand in those 3 years.

Perhaps your state has such a program as well....They are popping up all over.. I think the money might be coming from Obamacare....

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Response to busterbrown (Reply #52)

Mon Sep 2, 2013, 01:01 PM

54. Yep, counting days in a five year period sucks.

I am in PA, and they are not the best state for health care. In fact, PA is fighting Obamacare tooth and nail. You are lucky to have found help. I would not have $20,000 to spare to have health insurance, which is why I will have to wait until I qualify for Medicare. And I think that there is a savings issue with getting help in PA. My savings, as meager as it is, is all I have for retirement along with SS. If I were to spend it down in that time from 62 to 65 just to have health insurance, I would not have hopes of retiring at 65. Or 66 to get full SS.

But I will start to look into all the options in two years when I could choose to take early SS. I also have considered planning to retire at 63-1/2, when I can use COBRA for the full 18 months until I qualify for Medicare. (See, I have been thinking this over.)

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Response to Curmudgeoness (Reply #54)

Mon Sep 2, 2013, 03:19 PM

65. Cobra is still expensive?

Great thing about Healthy Way L.A. is that savings and investments are not an issue.. Only income...
$19,000.. single......Fuck that Gov...The pain he is causing both physical and mental..

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Response to busterbrown (Reply #65)

Mon Sep 2, 2013, 06:24 PM

70. Well, my COBRA would not be out of reach---my boss is cheap.

I pay the bills, so I know what individual coverage costs. It is about $350 a month for my company. Not something to sneeze about, but not impossible if I have it planned out. The coverage sucks, but it would keep me from losing the house if something were to happen.....$5000 deductible and that doesn't include all the co-pays you would have if something happened.

Yes, Governor Corbett is really fucked up. For the life of me, I cannot understand how he won....but PA is a weird state. You never know how it will go.

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Response to Curmudgeoness (Reply #14)

Mon Sep 2, 2013, 12:57 PM

53. Hubby has 18 months to go....worse part is he CAN'T work full-time, wish he could

because our $1525 a month insurance premium takes almost all of his social security,
which is reduced by hundreds a month because he had to retire early due to kidney
disease. Can't get disability until on dialysis, apparently, but he can't work except
day jobs here and there, because he was losing too much weight and having other
health issues that, thankfully, eased tremendously when he took early retirement.

He has a small pension but after the mortgage and other bills (which would have
been paid in full before a 'regular' retirement date) there is not only nothing left,
we are rapidly approaching the point where keeping the house is becoming
questionable.......... just trying to hang in for another 547 days and keep praying
he can keep working small jobs, that those day jobs will keep being available...
We would have been perfectly fine if only he could have worked just two more years...
all debts but mortgage paid........now, we face disaster. Like millions of others.

I can't work either because of other health issues....not that there are any jobs here
anyway to speak of.

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Response to DebJ (Reply #53)

Mon Sep 2, 2013, 01:22 PM

57. Yours is such a common story

that it breaks my heart. I still cannot fathom that we allow people to slip from a comfortable middle class into poverty without blinking an eye....and then the victims of recession or illness are blamed for being lazy or not planning or any of the other cliques we hear all the time. It is a hard life when you were not born into money.

One of your comments really hit me---that other health issues eased when to took the early retirement. What a shame that not having money to pay all the bills and having to dig into all your reserves, and still you may not be able to keep your house, isn't as much a stress as working was. That says it all about the state of labor today, doesn't it?

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Response to Curmudgeoness (Reply #14)

Mon Sep 2, 2013, 01:35 PM

58. I hope they leave the goalposts where they are.

It should be for all ages and universal.

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Response to Enthusiast (Reply #58)

Mon Sep 2, 2013, 01:42 PM

59. No shit!

I have never waivered on "Medicare for All". But I guess that is a pipe dream that us liberals had. When I think of the freedom that this one thing could give to so many people, I want to cry. Companies could no longer hold that "health care coverage" over your head as a reason that you cannot quit your job and find one with less stress or fewer assholes.

They already moved the goalposts on me for Social Security. I am not confident that they will not pull the same stunt again.

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Response to Scuba (Original post)

Sun Sep 1, 2013, 07:43 PM

15. happy birthday Scuba!

how old do you have to be these days? my ex is 62 today.

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Response to barbtries (Reply #15)

Sun Sep 1, 2013, 08:13 PM

17. 65 ...

 

Thanks barbtries!!

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Response to Scuba (Original post)

Sun Sep 1, 2013, 08:44 PM

20. Good for you! Welcome to the club! Medicare is

the most efficient, well run, consumer friendly system I've ever been involved with.

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Response to Raven (Reply #20)

Mon Sep 2, 2013, 09:59 AM

35. Medicare is okay I guess

I still think the Military Health Care is better, You get full medical, vision, dental, end of story.

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Response to Half-Century Man (Reply #35)

Mon Sep 2, 2013, 04:49 PM

66. Military health care is only until you are eligible for Medicare.

My husband is retired military. He had Champus until he reached age 65. Then he had to go to Medicare with Tricare supplement. It has worked well for him. I never used the Champus because my employer paid for my insurance. But now that I am retired and on Medicare. I also have the Tricare supplement.

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Response to dem in texas (Reply #66)

Mon Sep 2, 2013, 07:37 PM

72. I see the ACA as just a step to Universal Health Care.

If all the money spent on health care was, instead, a tax to fund a governmental service.
If we traded expensive corporate bureaucrats for more cost effective governmental bureaucrats.
If we no longer spent 20% of costs on administration, but rather 11% (through the use of working supervision ie, medical workers who spent part of their daily routines doing admin work).
If we as the single legal customer in the United States for big Pharma.
If we consolidated all computerized medical information to the same operating system.
And did this for Medical, Psychological, Dental, and Vision.

We would save a tremendous amount of money, improve health care to best in the world, provide stable well paying careers for maybe a million people, profoundly reduce personal stresses and the sociological results of stress overloading (ie, school/work place shootings), and nearly emanate medical quackery.

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Response to Scuba (Original post)

Sun Sep 1, 2013, 08:47 PM

21. 6.5 years to go, for me

 

Meanwhile, I'm paying over $300/month for the "bronze" plan. If you die, they cast your body in bronze....

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Response to Demeter (Reply #21)

Mon Sep 2, 2013, 10:11 AM

37. LOL

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Response to Scuba (Original post)

Sun Sep 1, 2013, 08:56 PM

22. The best day of my life so far was the day that my son was born. n/t

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Response to totodeinhere (Reply #22)

Mon Sep 2, 2013, 10:46 AM

46. Cheers!

 


[hr][font color="blue"][center]Stop looking for heroes. BE one.[/center][/font][hr]

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Response to Scuba (Original post)

Sun Sep 1, 2013, 08:58 PM

23. Remember

You still have to sign up for it. It doesn't get automatically started. But congrats anyways.

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Response to Scuba (Original post)

Sun Sep 1, 2013, 09:08 PM

24. Congrats dude! You're a month ahead of me.

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Response to Scuba (Original post)

Sun Sep 1, 2013, 09:35 PM

26. And may Medicare for All be ours soon.

 

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Response to Scuba (Original post)

Sun Sep 1, 2013, 09:46 PM

27. Get it while you can

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Response to Scuba (Original post)

Sun Sep 1, 2013, 09:51 PM

28. FINALLY you can discover all the diseases from which you suffer

I am looking forward to that day myself..a few more years..if I make it...or maybe Obamacare will intervene...I will see?

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Response to Scuba (Original post)

Sun Sep 1, 2013, 11:27 PM

29. HAPPY BIRTHDAY!!!

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Response to Scuba (Original post)

Sun Sep 1, 2013, 11:28 PM

30. I'll get mine

4 years from tomorrow

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Response to Scuba (Original post)

Mon Sep 2, 2013, 09:06 AM

31. Congratulations !!!! It's criminal you had to wait this long.

If the USA didn't spend so much money spreading freedom in the world everyone would be better off. A life not in servitude should be a right ....stuff this "privilege "stuff the 1% keep on ramming down people's throats. 888. 8 HOURS WORK,8 HOURS REST, 8HOURS RECREATION. Sounds pretty nifty,it could catch on!!!!

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Response to Scuba (Original post)

Mon Sep 2, 2013, 09:19 AM

33. Happy Birthday Scuba

And do you have suplemental insurance?

It covers the bare spots.

Get your reading glasses out, you're gonna need 'em...

By coincidence, I gave you your 65th Rec....

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Response to Scuba (Original post)

Mon Sep 2, 2013, 09:54 AM

34. Congrats! I am fully AARP ELIGABLE in 12 days!

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Response to Dustlawyer (Reply #34)

Mon Sep 2, 2013, 10:01 AM

36. If you like travel discount coupons you're going to be thrilled!

 

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Response to Scuba (Reply #36)

Mon Sep 2, 2013, 12:32 PM

51. Travel all of the time for work, can't wait! Lol

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Response to Scuba (Original post)

Mon Sep 2, 2013, 10:26 AM

38. Now you start the struggle to keep it. nt

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Response to valerief (Reply #38)

Mon Sep 2, 2013, 10:35 AM

40. The struggle to expand it to all Americans, including dental, vision and hearing aids continues.

 

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Response to Scuba (Reply #40)

Mon Sep 2, 2013, 10:45 AM

44. Right. It's a shared struggle. But the .001% giveth and the .001% taketh away, too.

I'm hoping it's still there for me in a few short years. I don't trust the .001% and the 'Merkkkan faith-and-bootstraps masses.

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Response to Scuba (Original post)

Mon Sep 2, 2013, 10:28 AM

39. Congratulations!

Seven more years here.

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Response to Scuba (Original post)

Mon Sep 2, 2013, 10:38 AM

41. Congrats and Happy Birthday!

It is wonderful. It was like a massive pay raise for us when I got mine. Sparkly is still a few years behind.

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Response to Scuba (Original post)

Mon Sep 2, 2013, 10:42 AM

42. Happy belated birthday.

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Response to Bette Noir (Reply #42)

Mon Sep 2, 2013, 10:45 AM

45. My birthday's still a couple weeks away, but thank you. One becomes eligible on the first ....

 

... day of the month in which they turn 65, so I don't have to wait!

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Response to Scuba (Original post)

Mon Sep 2, 2013, 10:43 AM

43. Congrats!

I've been on Medicare since last December, and so far, so good. Feels pretty good, doesn't it?

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Response to Scuba (Original post)

Mon Sep 2, 2013, 11:25 AM

47. Happy early B day

and your well deserved Medicare.

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Response to Scuba (Original post)

Mon Sep 2, 2013, 11:26 AM

48. Congratulations!!

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Response to Scuba (Original post)

Mon Sep 2, 2013, 11:35 AM

50. I'm so happy for you Scuba!

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Response to Scuba (Original post)

Mon Sep 2, 2013, 01:06 PM

55. I am 56. I expect Medicare to be gone by the time I am

 

old enough by today's criteria to receive it.

Hell, Social Security will probably be gone by then, too. And I've been paying into it since 1972.

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Response to Scuba (Original post)

Mon Sep 2, 2013, 01:20 PM

56. Congratulations to you, Scuba!

Medicare (and Social Security) are wonderful government programs that work. That is why the RW hates them.

For those interested in determining their own eligibility or for more information about it ... http://www.medicare.gov/MedicareEligibility/home.asp?dest=NAV%7CHome%7CResources%7CEligibilityCalcQuestions%7CResourcesOverview&version=default&browser=Chrome%7C29%7CWindows+Vista&language=English

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Response to Scuba (Original post)

Mon Sep 2, 2013, 01:58 PM

60. Congrats. nm

 

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Response to Scuba (Original post)

Mon Sep 2, 2013, 02:02 PM

61. congats, scuba. I am so happy for you.

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Response to Scuba (Original post)

Mon Sep 2, 2013, 02:20 PM

62. Birthday or not, Happy Medicare Day!

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Response to mountain grammy (Reply #62)

Mon Sep 2, 2013, 02:22 PM

63. Eggzaklee!

 

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Response to Scuba (Original post)

Mon Sep 2, 2013, 02:52 PM

64. happy bday

 

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Response to Scuba (Original post)

Mon Sep 2, 2013, 05:04 PM

67. hooray! I've been on it for 2 years now, and it's the best!

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Response to Scuba (Original post)

Mon Sep 2, 2013, 05:40 PM

68. Congratulations, Scuba!

I'll be there in 4 1/2 years so until then, I toast your good fortune!



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Response to Scuba (Original post)

Mon Sep 2, 2013, 06:20 PM

69. Happy Birthday to you!

Best wishes for many more good years! Hope you don't have to use the Medicare for anything but routine preventative care

Oops... just read your post further down. I should have said, happy almost birthday.....

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Response to Scuba (Original post)

Mon Sep 2, 2013, 06:32 PM

71. Me too, this July

I love it and am using it at my Dr.'s and a specialist she referred me to. Just in time after many years of paying in to the federal insurance program. It was a great day this July!

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