I am thankful we have the ACA...

[SHRED]

...don't get me wrong here however...

Health insurance is TOO DAMN expensive. The high deductibles, copays, max out-of-pocket, etc are not good for those 55 and older.

A Bronze plan here in Covered California, with an HSA, costs $959 per month for two people household income over $62K.
$959 per for two people is a lot for what you get (or don't get I should say).





--

We need a public option badly!!

[Theodis]

1. My family deductible went from $2K to $10K

I don't know where I will get the money when we need to go to the doctor.
With house payment and living expenses, there's nothing left.

[Fumesucker]

3. Welcome to DU...

What we got was a national catastrophic plan for a great many people, possibly the majority of us.

[Theodis]

4. That's great if we have a catastrophe or 2 but

But I don't know how we will pay for colds, emergency room when kids get hurt and Rx's.
The new plan doesn't cover any Rx and none of the meds my wife and daughter take are on the $4 list.
I'm going to be sunk before the year is over.

[Fumesucker]

5. Hey, all the stakeholders got a seat at the bargaining table for the ACA

You know, Big Pharma, Big Insurance, Big Medicine, Big Politics.

And all those un-serious single payer moonbats were rightfully excluded.

The important thing is that campaign donations and corporate profits were assured into the future, all praise be to the Invisible Hand.

[Theodis]

7. I'm a stakeholder

And I didn't get a seat...

[SHRED]

2. I just found out...

Last edited Mon Jan 13, 2014, 09:18 PM - Edit history (1)

...that HSA tax advantage is only available for the self employed not for retirees.

It would be nice if that was mentioned somewhere.

ON EDIT: I am trying to verify this.

[Sgent]

6. The HSA

tax advantage is available to anyone with a HSA eligible plan (retiree, self employed, or employed). That being said, someone on Medicare, even just Part A, would not be eligible since Medicare doesn't qualify -- that maybe the cause of retiree confusion. The same would hold true if they have access to other non HSA insurance such as Tricare (but not VA benefits).