Thieves attempted to place charges on our credit card this weekend.

[Baked Potato]

There were five attempts to charge for “flowers” before Mother’s Day. Our credit union declined them all, canceled the card, and a new one is on the way.

There were two probing attempts for 22 cents, and three other attempts for $45, $47, and $66. They were all supposedly flower shops. Our credit union was on the ball and denied them all through some kind of fraud detection. I think the fraudsters didn’t have the 3 digit security code too.

Mrs. Potato had her file compromised in the past Equifax hack. Mine was too and a couple years ago a credit card was opened in my name. That took a while to clear off the big 3 reports.

Anyhoo, check your charges occasionally and watch for small charges especially. These are tests.

[Phoenix61]

1. The probing attempts are a huge flag for credit card companies.

I have all my cards send me a text whenever there is a charge.

[SheltieLover]

3. Great idea!

[Phoenix61]

4. If you use them for auto payments you may want to

turn off text alerts. Nothing like getting woken up at 2:00 am to learn that Netflix placed a charge on your credit card.😂😂😂😂

[SheltieLover]

9. Good tip!

Thx!

[mitch96]

5. That's a great idea. I had a call from Visa asking if I charged 1900 gallons of fuel in Florida..

Ahhh no.. Cancelled card and new one sent...
m

[CrispyQ]

2. With most cards you can sign up for notifications for when your card is charged.

This saved me a big hassle a few years ago when an illegitimate charge was made. I got a notice on my phone in less than five minutes after the charge & called the company & cancelled the card. You'll have to create an online account with your card service, but IMO, the notifications are worth it!

[Baked Potato]

6. Great advice! Mrs. Potato got an email on the 7th

from the credit union but didn’t see it until this morning. We will probably do the text notifications now too.

[LogicFirst]

7. Have had our card charged twice. In the first instance, a woman bought

a ticket from Texas to Kansas and back. They caught her in Kansas. My husband said he’d pay his own way to Dallas to testify; however, no one was interested. The second time someone was leaving France and going to Switzerland.

[nilram]

8. Still, people should be cautious about messages from your "bank".

Just before reading this thread, I got a text that said my bank saw something suspicious, froze my card, and gave me a link to click on in order to unfreeze it or validate it or something. I didn’t like the phone number, or the link, so I went to my bank’s app, logged in, and there was no message directly from the bank about anything being wrong. I googled the number and it wasn’t associated with my bank. Moral is: log into or call your bank to verify. This is textbook phishing and I’m not gonna bite.