Idea for a Stimulus Plan, no congress necessary
Somebody may shoot this down, but I'd like to see it made workable.
Suppose you've lost your accounting job. You sign up with a local organization I call a business co-op. You provide accounting services to other members of the co-op on an hourly basis, that is, whoever needs your services pays you by the hour. If your services aren't needed on a particular day, you don't get paid, but part time is better than nothing. One goal is to have as many skills as possible in a co-op (some people can have multiple skills).
Now suppose you want to start a business, say, making cupcakes. You go to the co-op, where you can get services to write a business plan, research recipes, locate suppliers, create marketing strategies and advertising, track your expenses and sales, deliver products, and so on. How do you pay for all those services, when the banks won't give you a loan?
That's the catch. We want to cut the big banks and corporations out of this system, in effect, create a parallel economy for real people instead for of the 1%. Where does the capital come from? One option, the co-op is also a bank and can loan you money based on prospective sales. A variation of that option, two co-ops loan each other money (yes, it's creating money from thin air, but banks do it every day).