if we had healthcare for all

[questionseverything]

shouldn't the cost of workman's comp go down dramatically?

since it would only have to cover the cost of lost wages compared to the wages plus medical care?

[onecaliberal]

1. Good point.

[SheilaT]

2. Probably not.

Worker's Comp is a wage replacement for workers injured on the job. The companies themselves pay into it. Ones who have more employees making claims, pay more.

It does cover at least some medical, but that's not a huge part of health care costs. Nor, I suspect, is it the largest cost in the system.

And quite frankly, employers should have to pay more if they injure more employees.

[questionseverything]

3. just covering lost wages would have to be cheaper than

lost wages and medical

what the break down between those 2 costs is what i am interested in

[SheilaT]

6. I believe each state administers its own

workers comp. There's probably something at the federal level for federal workers. In any case, you'd have to do some kind of state by state survey. Sounds tedious, but just my own casual observation of workers comp it doesn't seem as if a huge amount of medical is ever involved. But as always with anecdotal reports, it's statistically meaningless.

Doing a quick google search turns up some stuff, but you'd need to read through a lot to figure out actual numbers. Something called The Coalition Against Insurance Fraud is totally convinced that billions of dollars are spent every year on fraudulent claims. I'm sure there are some, but probably most are quite legitimate.

In any case, I suspect that the amount of money spent on medical claims within the workers comp system is minuscule compared to all other health costs.

[questionseverything]

7. workers comp is a huge cost for employers

since bernie's plan does impose a tax on employers i would like to know what the offset from not having to cover medical on workers comp would be


being self employed myself, i know i pay 600 bucks a year for a wc policy that covers NO ONE

no employees and owners are never covered ,but by law i have to have a policy to have an llc and i have to have an llc to work

[SheilaT]

8. Are you in a field where workers are often injured?

It seems quite bizarre that you have to pay for a policy with no coverage. But I suspect that's just how it works in your state.

Of course, if a universal health care really comes to be, than the only need for workers comp would be to cover lost wages, and surely whoever administers those plans knows at least in that state, what the two sides are.

[UglyGreed]

4. I would think

homeowner's, auto insurance would also go down.........

[questionseverything]

5. good point

everyone of my policies has some medical and a cost attatched