There are several

apps that you can use to make money and I do this from time to time.

The apps are:

iSecretShop (I made $350 on this app last year)
Gigwalk
Easy Shift
Field Agent


These are a combination of secret shopping and audits where you have to go to a store and take a photo of a display and some delay payment but you can string a bunch of jobs together and make some cash.

Also, Ibotta will pay you cash for groceries etc., if you buy what they are looking for. You have to take a photo of your receipt and submit it. The threshold for payout is $20 through PayPal.

Sign up for Gearbubble to sell on Etsy or Zazzle and create personalized mugs and other types of merchandise. This is more of a long-term solution. I have a couple of stores and the money trickles in. I just sold a customized beer stein and Etsy pays next day.
www.gearbubble.com www.zazzle.com

Check out The Penny Hoarder at https://www.thepennyhoarder.com/ for more ideas.

As for payday loans, depending on what state you live in, you can apply online and have cash deposited into your bank account. Ace Cash Express has the lowest interest rate in my opinion. But, do not borrow more than you afford to pay off because once you get on the payday loan carousal it is hard to get off of it. Not impossible but difficult.

One more idea, I am not sure where you live but I read on Reddit where someone bought a small cooler to attach to a bicycle, filled it with popsicles, and pedaled down to the beach in their town and sold them. I don't know if you need a permit or what though.

I am all about the side hustle. I also write erotica and post it on Amazon.