butdiduvote
butdiduvote's JournalBe careful selecting your plan every year if you get insurance through the marketplace.
This is my 3rd year getting a marketplace plan, and before that I was on my parents' insurance. Every other time, my copay for therapy has been the same as my specialist copay, so I assumed that would be the case with all plans. Turns out the real info on mental health care was buried deep within the longer version of my explanation of benefits. The marketplace shows you a benefit summary, but this didn't mention anything about mental health costs...I thought a mental health care provider just fell under the same category as a specialist.
Turns out there is a deductible I have to meet before my insurance will cover any therapy at all, and then after that, they pay a percentage rather than me paying a copay. The result is I'm not able to afford therapy until at least next year. This was the worst possible year this could have happened between Trump's election and personal circumstances. I've been an anxious, depressed mess and don't have many options for dealing with it other than crying a lotand reminding myself I'll hopefully have new insurance if the GOP don't take that away in X number of months.
I hate these weeks when the Russian investigation seems to be at a standstill.
There haven't been any major drips lately. Nothing confirmed anyway. There are still the usual "inside scoop" Twitter accounts posting claims but nothing that has been properly verified and reported by mainstream outlets. At least to me, it makes it feel like the entire thing has been contained and we'll never know the truth. I know the behind-the-scenes work doesn't magically stop during times when the public isn't getting any new information, but at the same time, the lack of leaks makes me wonder if the Trump people are getting better at burying the story and silencing those with information to leak.
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Member since: Sat Jan 28, 2017, 12:32 AMNumber of posts: 284
