ARPad95

ARPad95's Journal

January 16, 2023

I knew somebody who went to law school and passed the bar exam, but went back to undergraduate

school for a biology degree so he could go to med school and become a doctor. He's been a neuropsychiatrist with a law degree for over 30 years.

January 16, 2023

Does everyone know if you were married at least 10 years and your ex-spouse was the higher wage

earner, you can file for Social Security based on your ex-spouse's record?

https://www.thrivent.com/insights/retirement-planning/how-much-social-security-does-a-divorced-spouse-get

What percent of Social Security does a divorced spouse get?

You could receive up to 50% of the amount your living ex-spouse would collect at "full retirement age." That marker is determined by birth year and varies from age 65 to age 67. The age you start benefits factors into the amount you receive.

January 15, 2023

You are correct about 35 years, but it goes as far back as the first earnings as long as

the wage earner reached 40 quarters of earnings.

Social Security benefits are typically computed using "average indexed monthly earnings." This average summarizes up to 35 years of a worker's indexed earnings. We apply a formula to this average to compute the primary insurance amount (PIA). The PIA is the basis for the benefits that are paid to an individual.

For example:

My SS earnings record covers the years from 1978 (when I first paid into SS) to 2022 = 44 years. I didn't have any earnings (0 on my record) in 14 of those years due to staying home with my children and essentially retiring after 2013. My monthly SS benefit is based on the "average indexed monthly earnings" of the 30 years I had earnings plus 5 years of 0 earnings to get to the 35 years. If I had gone back to work for 5 more years, I could have replaced 5 of the 0 years to get a higher benefit.

January 13, 2023

I'm a non-insulin dependent diabetic and this is what I eat for lunch every day:

1/4 avocado sliced
1/2 can of gourmet solid white albacore tuna packed in water mixed with 1 tsp of olive oil mayonnaise
3-4 strawberries sliced
24 raw almonds
1 square 90-92% dark chocolate

Sometimes the strawberries get switched out for orange or apple slices.

This lunch doesn't raise my glucose levels much at all and I truly never grow tired of it. It helps that my husband prepares it for me.

Good for you for thinking of your friend's medical needs while in your company. Hopefully, he'll take a hint and take more responsibility for monitoring and keeping his diabetes under control himself.

January 3, 2023

He received a blow to the chest from the Cincinnati Bengals receiver's helmet who was running at

full speed. A sports medicine doctor's explanation of commotio cordis after watching the play:

January 3, 2023

F'ing idiots every last one of them!

No ability to think logically or critically.

January 3, 2023

John Gary had his own variety show in the '60s.

https://www.imdb.com/title/tt0300787/

The John Gary Show
TV Series
1966–

Singer John Gary was the star and the host of this summer variety show that was filling in during the summer of 1966 for the Danny Kaye Show. It was a balanced mix of Music and Comedy. Two years later it returned with fresh episodes for Syndication.

January 3, 2023