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In reply to the discussion: Hubby is going to have to give up his insurance in a couple of months. He just found out [View all]Curmudgeoness
(18,219 posts)18. I know this sounds impossible, but
you need to find out what the cost of meds for your husband will be without insurance. It may be well over the $600 per month that the insurance will cost, and you will have to make decisions based on that. I don't know if you would be eligible for any aid, but you need to look into that ahead of time also.
That rebate, if there is one with your insurance company, would go to the person or company paying the bill---the employer. I would hope that they would pass that on to the employees, but I don't know if they will disclose it or not. My boss, I expect will not.
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Hubby is going to have to give up his insurance in a couple of months. He just found out [View all]
Justice wanted
Aug 2012
OP
Thank you I don't want to sound like a bitch but it is just hard especially since right now he
Justice wanted
Aug 2012
#2
You can't work? I don't see how anyone makes it these days w/o both spouses working. nt
Honeycombe8
Aug 2012
#51
Right now I'm looking for anything. I have a BA in Travel and tourism! I don't see what that has
Justice wanted
Aug 2012
#84
We live in the Great state of PA where Corbett is screwing over the people left and right just like
Justice wanted
Aug 2012
#6
One's a Repub the other is Casey and if I remember correctly he was against the bill (please
Justice wanted
Aug 2012
#7
Thank you. I should hopefully get the truth from his office and some help. Thank you.
Justice wanted
Aug 2012
#31
That's a long way away from now. And it doesn't explain the $150 to $300 price increase.
Zalatix
Aug 2012
#9
The law is not fully in effect yet. ACA can't enforce premium requirements without the exchanges.
patrice
Aug 2012
#40
And your subject matter expertise on insurance is? There are opinions & then there are opinions.
patrice
Aug 2012
#58
Not all states will have exchanges. Texas won't. Don't know about PA. BUT fed will subsidize...
Honeycombe8
Aug 2012
#49
I am informed that at least some states, such as Kansas, will get the basic exchange structure
patrice
Aug 2012
#71
Thx. It was in our paper this weekend...the fed will do the exchanges here in TX. nt
Honeycombe8
Aug 2012
#93
I hope you're right. But I've read that's not true. It's part of the opt-out part. The state won't
Honeycombe8
Aug 2012
#73
I looked that up. You're right! What a relief. Texas will have exchanges, thank goodness.
Honeycombe8
Aug 2012
#75
The bill says if the states don't set up the exchanges, the fed government does it for them! ala fla
SugarShack
Aug 2012
#90
mind you hubby gets paid every 2 weeks. right now $150 comes out of each pay making it $300 a month
Justice wanted
Aug 2012
#13
It needs the exchanges up and running in order to do that. They're scheduled to be so by 2014.
patrice
Aug 2012
#41
I doesn't sound like a policy increase, it sounds like a who pays increase. n/t
A Simple Game
Aug 2012
#47
If my husband has to give up the insurance will it be harder for him to get the exchange in 2014
Justice wanted
Aug 2012
#10
I know and the two types of medicine he needs is a total of $300.00 a month. We are
Justice wanted
Aug 2012
#16
Get a hold of the drug companies--find out if they have a hardship program. Many do.
MADem
Aug 2012
#26
Not being able to turn someone down is one thing. Making the premiums prohibitive is another...
truth2power
Aug 2012
#37
Because "what constitutes health care" HAS BEEN DEFINED BY A FOR PROFIT SYSTEM, up to this point,
patrice
Aug 2012
#42
No doubt it needs to be redefined. But in this case it's still the insurance company
truth2power
Aug 2012
#44
I read the entire article the other day when it was being used to "prove" what a bad person Obama is
patrice
Aug 2012
#45
Where in that article does the author even mention Pres. Obama? She directs all of her anger
truth2power
Aug 2012
#60
All good points, but missed by those who are more busy "proving" their own predictions about how
patrice
Aug 2012
#70
I'm sorry.. I don't understand what you're saying in that second paragraph...
truth2power
Aug 2012
#79
It looks as though there is assistance for those who are un-insured because of pre-existing
patrice
Aug 2012
#27
We know what it will be a month $300 dollars and We already are having a tight budget
Justice wanted
Aug 2012
#19
Which I would not be surprised is happening. This should be investigated BECAUSE every job
Justice wanted
Aug 2012
#25
I don't know but they way I've heard people talking a lot of insurance companies are going to have
Justice wanted
Aug 2012
#66
Thanks for the info but unfortunately the fact remains that my hubby is screwed (and not the way he
Justice wanted
Aug 2012
#67
it should be by percentage then, if the company pays half they get half the rebate you the other
loli phabay
Aug 2012
#50
My friends living in europe and canada will not come back here if they were forced too.
Justice wanted
Aug 2012
#22
I think it depends on your situation, if you have good coverage and can afford it then the system
loli phabay
Aug 2012
#52
never said anyhting different, personally my circumstances at the moment i prefer the system here
loli phabay
Aug 2012
#54
"...and can afford it..." What it comes down to is MONEY. And it shouldn't be that way...
truth2power
Aug 2012
#61
totally disagree, if someone wants to pay over the odds for elective surgery then they should be
loli phabay
Aug 2012
#62
I'm not talking about people for whom money is no object. They're fortunate enough to have a choice
truth2power
Aug 2012
#78
i dont disagree with that just that i dont think you can shut of private medicine as well
loli phabay
Aug 2012
#82
His employer is a corporation that is based out of New York they took over his hotel and they
Justice wanted
Aug 2012
#36
I'd love to see some substantiation that employers are lowering premiums.
riderinthestorm
Aug 2012
#81
I'm the owner/operator of a small biz and my rates are going up 8% this year
riderinthestorm
Aug 2012
#87
Okay, the ACA provisions you need aren't in effect until 2014, but I'd still find out more about
patrice
Aug 2012
#35
We all lost our insurance benefits at our little non-profit today. Gone. 27 staff, top down.
Zorra
Aug 2012
#88
If it makes you feel any better, I believe this may be another way to get single payer
riderinthestorm
Aug 2012
#91