General Discussion

Curmudgeoness

(18,219 posts)

64. It should be.

Sun Aug 5, 2012, 01:52 PM

Aug 2012

But it really isn't the business of the insurance company to know if you pay a share of the premium. That is the company's policy. And so the insurance company can only send the rebate to the company. I am sure that many companies will reimburse the employee for any rebate they receive. I am equally sure that all companies won't. Mine would not....I am positive. Well, unless they HAD to do it or go to jail. But who will know???? I am just saying that it is a possibility.

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Hubby is going to have to give up his insurance in a couple of months. He just found out [View all] Justice wanted Aug 2012 OP

Keep kicked for answers goclark Aug 2012 #1

Thank you I don't want to sound like a bitch but it is just hard especially since right now he Justice wanted Aug 2012 #2

You can't work? I don't see how anyone makes it these days w/o both spouses working. nt Honeycombe8 Aug 2012 #51

I CAN work I CAN'T find a job Justice wanted Aug 2012 #56

what kind sweetapogee Aug 2012 #77

Right now I'm looking for anything. I have a BA in Travel and tourism! I don't see what that has Justice wanted Aug 2012 #84

try this handmade34 Aug 2012 #3

Was your husband's company subsidizing his insurance? enlightenment Aug 2012 #4

We live in the Great state of PA where Corbett is screwing over the people left and right just like Justice wanted Aug 2012 #6

kick lunatica Aug 2012 #5

One's a Repub the other is Casey and if I remember correctly he was against the bill (please Justice wanted Aug 2012 #7

Casey voted for the health care bill. appleannie1 Aug 2012 #30

Thank you. I should hopefully get the truth from his office and some help. Thank you. Justice wanted Aug 2012 #31

The ACA state based Insurance Exchanges are supposed to be set up by 2014. patrice Aug 2012 #8

That's a long way away from now. And it doesn't explain the $150 to $300 price increase. Zalatix Aug 2012 #9

Ins Co must spend 80-85% of premium dollars on the client's care or refund it. patrice Aug 2012 #11

Yes, so why did costs go from $150 to $300 suddenly? Zalatix Aug 2012 #12

Most likely his company was paying part of that and quit. Fuddnik Aug 2012 #39

The law is not fully in effect yet. ACA can't enforce premium requirements without the exchanges. patrice Aug 2012 #40

I am absolutely gobsmacked by the sheer fuckedup-ness of that move. Zalatix Aug 2012 #48

And your subject matter expertise on insurance is? There are opinions & then there are opinions. patrice Aug 2012 #58

Not all states will have exchanges. Texas won't. Don't know about PA. BUT fed will subsidize... Honeycombe8 Aug 2012 #49

I am informed that at least some states, such as Kansas, will get the basic exchange structure patrice Aug 2012 #71

Thx. It was in our paper this weekend...the fed will do the exchanges here in TX. nt Honeycombe8 Aug 2012 #93

All states will have exchanges. bornskeptic Aug 2012 #72

I hope you're right. But I've read that's not true. It's part of the opt-out part. The state won't Honeycombe8 Aug 2012 #73

+100 for dispelling disinfo. n/t lumberjack_jeff Aug 2012 #74

I looked that up. You're right! What a relief. Texas will have exchanges, thank goodness. Honeycombe8 Aug 2012 #75

The bill says if the states don't set up the exchanges, the fed government does it for them! ala fla SugarShack Aug 2012 #90

Thx. nt Honeycombe8 Aug 2012 #92

mind you hubby gets paid every 2 weeks. right now $150 comes out of each pay making it $300 a month Justice wanted Aug 2012 #13

The ACA is supposed to prevent price increases like that. Zalatix Aug 2012 #15

It needs the exchanges up and running in order to do that. They're scheduled to be so by 2014. patrice Aug 2012 #41

I doesn't sound like a policy increase, it sounds like a who pays increase. n/t A Simple Game Aug 2012 #47

If my husband has to give up the insurance will it be harder for him to get the exchange in 2014 Justice wanted Aug 2012 #10

No. There is no possibility they can turn him down for a pre-existing illness lunatica Aug 2012 #14

I know and the two types of medicine he needs is a total of $300.00 a month. We are Justice wanted Aug 2012 #16

Get a hold of the drug companies--find out if they have a hardship program. Many do. MADem Aug 2012 #26

then it would be silly to give up the insurance mzteris Aug 2012 #57

Not being able to turn someone down is one thing. Making the premiums prohibitive is another... truth2power Aug 2012 #37

Because "what constitutes health care" HAS BEEN DEFINED BY A FOR PROFIT SYSTEM, up to this point, patrice Aug 2012 #42

No doubt it needs to be redefined. But in this case it's still the insurance company truth2power Aug 2012 #44

I read the entire article the other day when it was being used to "prove" what a bad person Obama is patrice Aug 2012 #45

Where in that article does the author even mention Pres. Obama? She directs all of her anger truth2power Aug 2012 #60

All good points, but missed by those who are more busy "proving" their own predictions about how patrice Aug 2012 #70

I'm sorry.. I don't understand what you're saying in that second paragraph... truth2power Aug 2012 #79

It looks as though there is assistance for those who are un-insured because of pre-existing patrice Aug 2012 #27

If he survives without insurance until Jan 2014, nobody will be able to kestrel91316 Aug 2012 #76

First of all, she said she lives in PA Curmudgeoness Aug 2012 #17

I know this sounds impossible, but Curmudgeoness Aug 2012 #18

We know what it will be a month $300 dollars and We already are having a tight budget Justice wanted Aug 2012 #19

I am sorry for your situation. Curmudgeoness Aug 2012 #23

What if it is a mix in which Hubby pays half and company pays half. Justice wanted Aug 2012 #20

The problem as I see it is Curmudgeoness Aug 2012 #24

Which I would not be surprised is happening. This should be investigated BECAUSE every job Justice wanted Aug 2012 #25

Are you certain that your husband's company is getting a rebate? WillowTree Aug 2012 #63

I don't know but they way I've heard people talking a lot of insurance companies are going to have Justice wanted Aug 2012 #66

But not all companies are going to have to. WillowTree Aug 2012 #68

I found some information for you. Curmudgeoness Aug 2012 #65

Thanks for the info but unfortunately the fact remains that my hubby is screwed (and not the way he Justice wanted Aug 2012 #67

it should be by percentage then, if the company pays half they get half the rebate you the other loli phabay Aug 2012 #50

It should be. Curmudgeoness Aug 2012 #64

What kind of a sick country is this where this sort of thing happens? Patiod Aug 2012 #21

My friends living in europe and canada will not come back here if they were forced too. Justice wanted Aug 2012 #22

I think it depends on your situation, if you have good coverage and can afford it then the system loli phabay Aug 2012 #52

well, I have no coverage Patiod Aug 2012 #53

never said anyhting different, personally my circumstances at the moment i prefer the system here loli phabay Aug 2012 #54

Not pointing the finger at you - pointing at the current system Patiod Aug 2012 #59

"...and can afford it..." What it comes down to is MONEY. And it shouldn't be that way... truth2power Aug 2012 #61

totally disagree, if someone wants to pay over the odds for elective surgery then they should be loli phabay Aug 2012 #62

I'm not talking about people for whom money is no object. They're fortunate enough to have a choice truth2power Aug 2012 #78

i dont disagree with that just that i dont think you can shut of private medicine as well loli phabay Aug 2012 #82

There's supposed to be an ACA appeals portal somewhere: patrice Aug 2012 #28

I'd move out of Pennsylvania jerseygal Aug 2012 #29

I live on the border of Ohio.. Justice wanted Aug 2012 #34

I too will kick this to keep info. on this topic coming in.... midnight Aug 2012 #32

I have BC/BS of FL HMO , and i only pay $140 a month darkangel218 Aug 2012 #33

His employer is a corporation that is based out of New York they took over his hotel and they Justice wanted Aug 2012 #36

Sometimes paying it yourself is cheaper than the ppo. darkangel218 Aug 2012 #38

individual plans can turn you down mzteris Aug 2012 #55

I'd love to see some substantiation that employers are lowering premiums. riderinthestorm Aug 2012 #81

I'm telling the honest truth mzteris Aug 2012 #85

I'm the owner/operator of a small biz and my rates are going up 8% this year riderinthestorm Aug 2012 #87

My company's premiums just went up 10%. MadrasT Aug 2012 #83

what can I tell you . . mzteris Aug 2012 #86

Okay, the ACA provisions you need aren't in effect until 2014, but I'd still find out more about patrice Aug 2012 #35

Will keep looking. Justice wanted Aug 2012 #46

omg. I hope he's able to keep his insurance Liberal_in_LA Aug 2012 #43

you indicated you are not on his plan ProdigalJunkMail Aug 2012 #69

Have you checked out the the Canadian pharmacies for his medicines? RebelOne Aug 2012 #80

We all lost our insurance benefits at our little non-profit today. Gone. 27 staff, top down. Zorra Aug 2012 #88

If it makes you feel any better, I believe this may be another way to get single payer riderinthestorm Aug 2012 #91

just remember that people make money off of us when shit goes badly fascisthunter Aug 2012 #89