Superintendent is charged with using her son's insurance to help sick student

[Ms. Toad]

11. The issue wasn't the money -

it was that she was not his guardian, and the health care need was not an emergency,

In most states, medical facilities can only treat minors for medical emergencies (absent parental/guardian consent). The first place she took him denied treatment - the article didn't include the reference to emergency/non-emergency treatment - but I know that distinction from working with rape survivors.

Since she couldn't authorize treatment for him as a non-guardian, she pretended to be his guardian via pretending he was her son.

A sore throat is not a medical emergency - and there are rules requiring parental consent for medical care for a reason. She screwed up.