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In reply to the discussion: This is the real reason most Americans file for bankruptcy [View all]Bettie
(16,095 posts)12. I know a lot of people who
simply don't go to the doctor unless it is an emergency, because insurance covers so little and the minimum out of pocket tends to be so high.
Having to pay 3-5K before the insurance will even begin to cover most things is a great racket for the insurance companies. They get premiums but have to pay out very little and the rates go up every year...the out of pocket expenses go up every year too. Most people just hope they never get sick enough to need to go to a doctor.
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While your situation is good, it is the exception. As the article makes clear.
guillaumeb
Sep 2019
#19
Yes, it's well known that you pay for Medicare. It can be called a premium if you chose
Autumn
Sep 2019
#35
One problem is that insurance companies spend billions in advertising/propaganda.
guillaumeb
Sep 2019
#16
It's also tiring to read threads on how people just love their private insurance
Bradshaw3
Sep 2019
#27
pretending that what works in every other advanced democracy will somehow not work here is
Poiuyt
Sep 2019
#6
Health issues also cause many people to retire early when they'd been planning on working
captain queeg
Sep 2019
#28
An under-reported national shame. They need you sick to make $. Like guns, a uniquely US issue.
Evolve Dammit
Sep 2019
#30
Therein lies the problem. Only country that doesn't negotiate with drug co's. Shameful.
Evolve Dammit
Sep 2019
#46
Now you are changing your argument. You were saying that obesity causes these things.
Coventina
Sep 2019
#86
Well and good, but MANY people experience cardiac issues without obesity being a factor
Coventina
Sep 2019
#90
And the really sad thing is they'll keep voting for the people who put them there.
Initech
Sep 2019
#66