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nilram

(3,012 posts)

44. Thanks

Reply to tritsofme (Reply #43)

Mon Nov 25, 2024, 07:35 PM

Nov 25

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Early Social Security? [View all] luv2fly Nov 25 OP

I BeerBarrelPolka Nov 25 #1

Good luck XanaDUer2 Nov 25 #8

Ugh BeerBarrelPolka Nov 25 #13

I'm so sorry XanaDUer2 Nov 25 #16

. BeerBarrelPolka Nov 25 #19

That exactly what my lawyer said XanaDUer2 Nov 25 #21

. BeerBarrelPolka Nov 25 #24

At 53 I had a long free consultation XanaDUer2 Nov 25 #26

Hmm BeerBarrelPolka Nov 25 #28

I met with a brusque woman XanaDUer2 Nov 25 #29

Mine BeerBarrelPolka Nov 25 #31

I wish you the best XanaDUer2 Nov 25 #33

. BeerBarrelPolka Nov 25 #35

12 years ago I retired at age 62. Best thing I Emile Nov 25 #2

Good for you. That is my goal mikewv Nov 25 #3

52 my goal is 62 RANDYWILDMAN Nov 25 #18

I applied and was approved two months ago, no money this year as I made too much but I quit my Shellback Squid Nov 25 #25

Me too. Money now is better than the promise of comradebillyboy Nov 26 #77

Same Age For Me ProfessorGAC Nov 26 #78

I'm seriously considering applying at 62 for the same reason you mentioned.... Think. Again. Nov 25 #4

Hoping for the same but counting on nothing luv2fly Nov 25 #15

Yeah, I don't know. I just don't know. Think. Again. Nov 25 #34

Biggest thing is have that mortgage paid off. jimfields33 Nov 26 #79

My concern right now is the new threats that SocSec is facing... Think. Again. Nov 26 #81

They will keep the current and most likely 50 and above. jimfields33 Nov 26 #86

Are those the changes they said they are making? Think. Again. Nov 26 #88

They will not change current recipients jimfields33 Nov 26 #90

you do know that group lies for a living, right? Think. Again. Nov 26 #92

It depends on what you need to get by. Ocelot II Nov 25 #5

Been through that decision once already luv2fly Nov 25 #23

The hit to the Federal pension is less than for SS. Happy Hoosier Nov 26 #94

Also don't forget The Madcap Nov 25 #46

Just my thoughts on ACA. I think they may just change the name only and say they improved it... Joinfortmill Nov 26 #96

My wife took at 62, I'm holding out for 70 NewHendoLib Nov 25 #6

I'm a little further from 70 than you but I plan to continue to wait. TomSlick Nov 25 #54

I only have till march.... getagrip_already Nov 25 #7

If you contributed a lot, retire early. usonian Nov 25 #9

One thing seldom mentioned in these calculations is the cost-of-living adjustment. Midnight Writer Nov 25 #10

Yeah, my first COL raised me over the $1K mark. Other years, it's just been a tiny bit, but I'll take it. mucholderthandirt Nov 26 #84

Why do you think recipient benefits for current or soon to be recipients will be cut? WarGamer Nov 25 #11

Project 2025 luv2fly Nov 25 #20

I think there are more pressing concerns... WarGamer Nov 25 #39

I retired over 22 years ago. multigraincracker Nov 25 #12

That's the key The Madcap Nov 25 #48

Plus two years ago I married an RN. multigraincracker Nov 25 #73

I got mine this year. Lunabell Nov 25 #14

If SSA lays off a bunch of people CanonRay Nov 25 #17

Take advice cautiously. C0RI0LANUS Nov 25 #22

My dad waited until 70 madville Nov 25 #30

Glad that plan worked it out for him, madville. Like I wrote, everybody's health and fate are different. C0RI0LANUS Nov 25 #36

Currently exempt from social security madville Nov 25 #27

I retired at 61, took social security at 62 Americanme Nov 25 #32

I'm still waiting. yardwork Nov 25 #37

My thinking too, or at least my hope luv2fly Nov 25 #49

Age 66 but spouse and I are concerned about Medicare. nilram Nov 25 #38

If you are still working and cover your spouse, that coverage will remain primary until you retire. tritsofme Nov 25 #43

Thanks nilram Nov 25 #44

Health Insurance is the Key jojog Nov 25 #40

Just FYI... WarGamer Nov 25 #41

Gotta figure taxes into that, too Cosmocat Nov 25 #68

Wife and I took SS at 62 AverageOldGuy Nov 25 #42

If you can wait until full retirement it will amount to significantly more money, but only if it is 66 not 70, and if JohnSJ Nov 25 #45

I wouldn't wait. That's just me. I don't trust that in the next 4 years, those not already in will be let in. ancianita Nov 25 #47

Read the same article luv2fly Nov 25 #51

Trump and Vought don't care about no blowback. If you know that, and you know that The People are ancianita Nov 25 #55

I expect medical costs and local taxes to skyrocket. I'm holding out until age 70. Auggie Nov 25 #50

Forgoing 2 years of 3600: 86,400. Breakeven point of 86,400 / 650: 11 years after age 70 age 81, not counting interest. lostnfound Nov 26 #74

It's simpler for me ... Auggie Nov 26 #93

I think once you get to 60 you are in the clear Shermann Nov 25 #52

I want to agree with you luv2fly Nov 25 #56

I have applied for early benefits, although I didn't want to, Jack Valentino Nov 25 #53

What to do...... MaineNative Nov 25 #57

Social Security rso Nov 25 #58

Under the current rules that is true. Mariana Nov 25 #71

I took social security at 65, one year before my full retirement benefit at 66. Joinfortmill Nov 25 #59

I've been on disability just after my first semester of college, but I don't know if that counts. sakabatou Nov 25 #60

I doubt there will be "cuts." valleyrogue Nov 25 #61

My plan was to work to 70 and draw the full benefit liberal N proud Nov 25 #62

Depends on your financial situation. Xolodno Nov 25 #63

Applied early age 63 just today ALBliberal Nov 25 #64

I turn 62 in 2 months . . . . SarcasticSatyr Nov 25 #65

i applied for early SS barbtries Nov 25 #66

I had to go back to work part time Kaleva Nov 26 #75

I wanted to wait until I was 70 to claim it. Arthur_Frain Nov 25 #67

Retirement? progressoid Nov 25 #69

Not me wolfie001 Nov 25 #70

I would expect them to leave older workers and current recipients untouched. Pinback Nov 25 #72

The myths can be reduced simply quaker bill Nov 26 #76

Go for it. My husband has worked full time for years while on Social Security. scarletlib Nov 26 #80

My brother is eligible in January, and he's debating taking it early. He'd planned to work a few more year. mucholderthandirt Nov 26 #82

I retired at 62 14 years ago, I have never regretted that decision for one second. Of course, doc03 Nov 26 #83

The cuts will come automatically in 7 yrs. Jacson6 Nov 26 #85

I retired as an "old fart", 68 years old, and started SS when I turned 70 JustABozoOnThisBus Nov 26 #87

These are the key ages: 62, full retirement age (FRA), year you reach FRA, maximum benefit age (MBA) discntnt_irny_srcsm Nov 26 #89

I'm one of those people that studies everything... sweetapogee Nov 26 #97

BTW any SS benefits may be taxable. discntnt_irny_srcsm Nov 27 #98

I started getting SS benefits at 62. MineralMan Nov 26 #91

The real question is can you afford to? Happy Hoosier Nov 26 #95