General Discussion
In reply to the discussion: do you bank with a Credit Union? [View all]2naSalit
(89,234 posts)CUs in five different states over three decades and never had any fees and few minimums if ever. The thing about a true CU is that it is member owned so all the fees go into operations and not bankster's bonuses and bloated salaries. Keep that in mind. Also, when shopping for a CU, check to see if they are a member of CUNA and FDIC... they pretty much guarantee that you are not getting wrapped up in a faux CU, and there are some out there. Some require that you have an affiliation with some group, like railroad employees or, like the one I am with now, a current student or alum of a school, or like when I worked for the State of WA, there was a CU for state employees and teachers. Look around, they are so much better than throwing your money into the bankster void, whatever fees you may be asked to pay go into making your money's home more efficient so that it works better for you.
BofA is probably the biggest rip off on the continent, always has been.