General Discussion
In reply to the discussion: Aunt who sued her 12-year-old nephew says insurance rules forced her hand [View all]Whiskeytide
(4,461 posts)... understand how this works. In Alabama, your health ins will usually pay for your treatment and then seek its subrogation interest through your claim against the responsible party. They have teeth. If I settle a case and don't resolve the subrogation lien from the settlement proceeds, my firm can be liable for it.
But what I'm seeing A LOT of now is medical practices refusing to accept your health ins (which pays them a greatly discounted amount) if they think they can get full payment from a responsible party's liability coverage. They usually back off when I send them a nasty letter, but I wonder how many accident victims don't hire a lawyer, settle themselves, get a check from a negligent driver's carrier and then just assume they have to use it to pay a radiology group $2,500 for an MRI that their health carrier could get for $700.