General Discussion
In reply to the discussion: Re: ACA. Now what? [View all]MichMary
(1,714 posts)It DOES suck. This has been a mixed bag. I have a pre-existing condition, and if not for the ACA dh would have to work til I become Medicare eligible. But . . .
As it is, we want to keep both of the docs, so we will pay out-of-pocket for the surgeon who isn't covered, (right now just watchful waiting,) and hope that by the time I need the surgery, he will accept whatever plan we have, or that changes will be made to the overall plan. The insurance agent even talked to us about moving to an area where we will have greater choices (!) but who does that?
The trouble is that there is nothing we can do about it. Nothing any of us as individuals can do. If I got the CEO of BC/BS on the phone and gave him a piece of my mind, he would know that he can laugh in my face. The choice is to go without insurance, pay the fine, and accept the risk of being bankrupted, or pay their exorbitant premiums/co-pays/deductibles.
The ACA has done wonderful things for some, but not so much for others. It has also been the best thing that ever happened for insurance companies.