If you carry the handgun, you will use it to prevent any threat to your person or property. Much better to avoid conflict, carry little of value and let them have it. I have been acting this way for the last 30 years. I have no riches except a great deal of freedom. I do not have the flat screen tvs, the IPADs or Iphones, no fancy new car, no large jewelry collection for the wife, very limited credit cards, no gun collections, Locks on my doors, lighting in my yard, a neighborhood watch program, and a deputy sheriff a couple of blocks away. If someone wants to rob me, there is little to take that he or she could lift and sell.
You have the right to own a handgun and the right to use it to protect a lot of expensive things you cannot take with you. I also pray you will learn a different way of life that does not make you believe you need to carry it. It is simple, if you are confronted with a perceived threat to you or your possessions or ego slight, you are apt to use a gun .