Vent about having to say no to a relative asking for money.

[SWBTATTReg]

7. I think you are wise in not giving them the money. I've loaned (e.g., giving) over 10 people...

money over the years, not one of them has paid me back. Not one. Family and so called 'Friends'.

I guarantee you too, that when the chips are down and you need help, you won't get it either from these same people. I know so for I tried it too when I was down on my luck a little, and got exactly zip from any of them.

Because of this (the inaction on the part of friends and relatives to help me when I needed it), never again. I don't give any excuses, nothing. Why should you? It's none of their business anyway.

Take care of yourself first. If you can't take care of yourself, then you are unable to help those later who you really want to help.

I am not saying be stingy, but in a way I kind of am. Been there, done that, never again. And if you do end up loaning money, I have said on two occasions that it's not a loan, it is a gift, they don't have to pay me back. I did this twice. It still didn't stop the asking either later for yet more money from these same two people.